eWay Shopping Cart Solution

Merchant accounts now included.

Free monthly plans available as an option, with transaction fee - up to 3.4% depends on plan. 

Pay for a monthly plan for better rates. 

Australian:

Merchant accounts included. Starter plans from free monthly.  

https://www.eway.com.au/

New Zealand:

NZ Merchant accounts now included. Starter plans from free monthly, free transactions, plus 3.4% (or down to 2.7% with a monthly fee)

https://eway.io/nz/